1. 24/7 accessibility: One of the most significant advantages is the ability to access banking services anytime, anywhere. Whether it's checking balances, transferring funds or paying bills - customers have the flexibility to conduct transactions outside of regular banking hours, fitting into their busy schedules.

2. Convenience and speed: Online and mobile banking eliminate the need to physically visit a bank branch. Transactions, that used to take considerable time, can now be completed within minutes or even seconds. This saves time and effort, while making financial management much more efficient.

3. Account monitoring and alerts: These platforms offer real-time monitoring of account activity. Customers can track transactions, set up alerts for specific account activities and receive notifications for deposits, withdrawals or low balances. This helps to promptly identify any unauthorized transactions or fraudulent activities.

4. Bill payments and transfers: Online and mobile banking allows for quick and easy bill payments. Customers can set up recurring payments, make immediate transfers between accounts and mobile deposits. Even make loan payments from other financial institutions, free of charge. These features make it convenient to manage bills, transfer and deposit money effortlessly.

5. Paperless statements and document storage:  Digital banking reduces reliance on paper statements. Customers can access digital copies of their statements, tax documents and other important paperwork online - contributing to a greener environment and reducing clutter.

6. Enhanced security measures: Banks invest significantly in robust security measures for online and mobile banking. Features like two-factor authentication, encryption and biometric login options enhance security to protect customers' financial information.

7. Debit card controls: If you have a debit card for your account, card control features allow you to set spending limits, transaction types, define where your card can be used, manage alerts and you can turn your card on or off with ease to help protect against unauthorized use.   

If you currently have checking or savings account with us, learn more about about our digital banking system and enroll today!  Need help enrolling?  Please don't hesitate to call us at 1.800.303.9511 or stop by any of our Skowhegan Savings Bank locations.