One of the most important decisions anyone makes is to buy a home, and choosing the right lender (Opens in a new Window)is just as important. Many home buyers feel that just getting financing approved is what matters, not necessarily where you get the mortgage from. Consumers often see advertisements that sell the idea of a low-interest rate, and although low-interest rates are key factors in where you purchase your mortgage, we believe it's equally important that you are confident everything is done properly and on time. From the pre-qualification letter to getting the keys to your new home,the home buying process should be an enjoyable and exciting experience.

Benefits of choosing a local bank

The process to obtain a mortgage is about the same at most banks.You speak with a loan officer who will ask you basic questions about income, debts, etc. Then you provide the paperwork to prove your income, credit history, debts, other assets, liabilities, and anything else that they may need to prove you're able to afford a mortgage.However, the service that you receive throughout your full mortgage experience may be significantly different between a large regional or national bank and a local Maine bank.